Prize Bonds are bearer type of security available in the denominations of Rs.200, Rs.750, Rs.1,500, Rs.7,500, Rs.15,000 and Rs.40,000. These bonds are issued in series. Each series consist of one less than 1,000,000 bonds. No fixed return is paid but prize draws are held on quarterly basis. The draws are held under common draw method and the number of prizes are same for each series. It means that if 50 series of Rs.200 Prize Bond are in circulation. Then on each draw we have 50 winners of 1st prize and 150 winners of 2nd Prize and so on. Prize bonds Scheme is the only lawful source for poor and middle class people to become rich overnight and making their dreams come true but this scheme has been ignored awfully, Recently, profit rates on five saving schemes namely Defense Saving Schemes ? DSS, Regular Income Certificates ? RIC, Behbood Saving Certificates ? BSC, Savings Accounts ? SA and Special Saving Certificates ? SSC have been increased by 8 to 50 basis points but Prize Bond Scheme was not given consideration at all. Tragically, the increase of profit rates on these mentioned schemes will not lessen dues burden of Rs. 150 billion or more on account of Defense Saving Certificates maturing in the near future. Prize Bonds? Scheme is the only rescuer in this regard, provided the following suggestions are duly implemented,
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Student Welfare Bond (SWB) Rs.100 Prize bond The National Savings Pakistan announced a `Student Welfare Bond', which will be available at office of National Saving Centres, Post offices and all scheduled banks. This was stated by Director General National Savings, Zafar Mehmood during a meeting with delegation of National Youth Assembly. He said, "The purpose of introducing this Bond is to create the propensity of savings among youth; the 62 percent of the total population", says a press release here Monday.Zafar Mehmood said Student Welfare Bond would promote the habit of small savings among the students, and each bond would be issued before two months proceeding the date of draw should qualify for a prize This programme would be run under Public Debt Act 1944 and the ratio of taxation would be levied according to the existing law", he further informed.He further said one saving bond would be of Rs 100 and there is no upper limit on its buying, adding that this scheme is not intended for generating money but to promote saving culture in youth.Lucky draw of the Students Welfare Bonds will be held after each quarter and maximum prize of these bonds would be Rs 700,000, along with other small prizes.Zafar Shaikh said that the National Savings Organization was fully committed to provide maximum relief to small savers as the organization provides market-based return to small and middle class savers by introducing the prize bond of lowest denomination.
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